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I recently started an LLC and would like to start establishing my business credit. What are some good first credit cards to get that will help me establish my business credit? Most I've seen want my personal credit as a co-signer for my business, but I would prefer to stay away from that. I mean, what was the point of forming an LLC if my personal credit was going to be taken into account for everything, right?

Just use the credit card for shopping and pay it in time, and your credit score will grow. Here is some most popular credit card offers to establish credit – cardnow.undonet.com

that change every two months (next month starts 5% back on gas, WOOHOO!). I pay my balance off every month if I use it and they have never made any money off of me in finance charges yet I have money coming to me from these cashback deals. I just wonder how it's benefiting them to have me as a customer.

Do they just hope I let my balance sit at some point? My aunt also has them and does the same thing I do and I imagine a lot of people do. It's actually costing them money to have us as customers…

At some point they'll get me tho because I plan to use the card for home improvements when I buy a house.
I'll have to check into that Citi card. But my aunt uses hers for all her monthly bills that can be paid with a card and racks up her cashback that way. I mean, boat payments, insurance, food, utilities, etc., she's probably getting 1% by February.

When you use your credit card, the place you buy at has to pay Discover a fee (usually small like 1-3%). This is why some places have a minimum purchase amount when using a credit card, because they end up losing money paying fees.

Don't worry those bloodsuckers get their money

I use discover card too, but only on the 5% categories. They only give 0.25% cashback on your first $1,000 in purchases in a calendar year, 0.5% up to $2,500 and only then do you start earning 1%. It stinks because I don' t use mine enough to hit the 1% until July or August. Read the fine print, you may have the same deal…. I switched to Citi with "thank you rewards" and they give me 5% on everything.

My limit was $750, and I spent about $735 in the past two months that I have not paid off. I thought I had money coming to me but it never got to me. I'll be able to pay off the card in about 2 weeks so that it's down to about $350, and all the way off in a month. My credit score now is around 681 according to the thing my credit card company sends me in the mail (some program that is said to help build credit. What will it be in about 2 months, once my bill is paid off?

You don't want to pay the card all the way off. Leave at least 30% on there to optimize your credit. One thing you can do is call the credit company and ask for an increase in your credit limit. Chances are that if you have a 650+ they will give you the increase. Going over the limit does hit your credit score quite a bit. I have seen plenty of credit reports with scores under 600 with 0 lates just because the balances are too high.

I have greendot i load 100 times a year becuase I use it for online gambling. But that's 500$ and no perks, are their any prepaid visas with some sort of perk?

cards.hotusa.org – try this one. You can compare different prepaid credit cards and choose the best one for you.

1% cash back, but looking at their website it also has some more information

I am 19 years old, a college student, I have a full time job, and so far the only thing on my credit history is 1 year's worth of on-time payments for my vehicle. None late. I'm not interesting in applying for a card because I need it, I am applying because I'd like to add something else to my credit report to show a good payment history as well. Nothing too over-the-top, preferably with a predictable interest rate; that's what I'm looking for. Any advice?

Just use the credit card for shopping and pay it in time, and your credit score will grow. Here is some most popular credit card offers to establish credit – cardnow.undonet.com

I pay almost all of my bills on my credit card every month and probably put between 1-2 thousand dollars on it a month, then pay it off in full at the end of the month when I get paid.

I'm wondering if some type of rewards card would be good for my situation. I've got great credit and have never missed a payment on anything. Wondering if anybody out there knows if this is just a marketing scheme or if there are any good ones out there?

cardnow.undonet.com – try this one. You can compare different credit cards and choose the best one for you.

when i go to bells or tesco and pay for anyhting with my credit card they ask me if i want cashback. my card has a £100 limit and i have tried takking money from a cash machine but it wont let me, will it work in this circumstance?~?

I ASSUME YOU MEAN your daily cash withdrawal limit if so once you have reached the £100 limit for the day it will be impossible to exceed this either by cash back or machine
this is a tact you could have a million pounds in the bank but the computer will not allow you to exceed your daily limit under any circumstances AND ANYONE WHO SAYS DIFFERENT IS COMPLETELY WRONG so save yourself the embarrassment at the queue and don't try it.

If you have purchased goods to the value of £100 you will still be able to have a cash back up to the stores limit and you daily cash limit, purchases don't count against your limit it is only actual cash withdrawals that count towards your limit

My mother let me use her credit card, I activated my account to the Full Game instead of the trial. Now that it's activated can I get the card off my account and still hae that 1 month until I go get a came card?

As long as you are still within your first month of service, you can select "Change Subscription" and either leave the information blank, or enter a prepaid gaming card. If you do this within your free month, your Credit Card WILL NOT BE CHARGED. However, you do need to cancel the credit card information on the site, or when the prepaid game card runs out, your credit card WILL be charged.

You will be able to play World of Warcraft as long as you are within your free month, and your account will be accessible and playable until that month is up.

From there, you will need to buy subscription cards ($30 at most gaming stores) that will allot you 2 months of gametime. You enter this information in Account Services the same way you would a credit card (but in a different spot).

You may even get a game subscription card, cancel the credit card charge, and enter the game subscription number to maintain uninterrupted service.

Please understand that you You WILL be charged for the game upgrade, if you did a digital download/online upgrade instead of purchasing discs, but you WILL NOT be charged on the credit card for the game time if you are still within your free month.

If you do not like prepaid game cards, you may also use PayPal or PaymentOne.

I am planning on switching to something else. Anyone have any good suggestions?

Thanks

Don't cancel your Delta, send a secured message via Amex website or call customer service to convert your Delta to another Amex product like Amex Blue as mentioned.

This way you don't get hit with another hard inquiry, will keep the original account opening date and you'll have a card you can hopefully use.