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Where can I apply for my first credit card?

I've never had a credit card because my mom has always told me that they just cause problems. But now that I'm looking for a house, there is NO way I can get away with having no credit in my history. How can I get my first credit card?
I actually tried applying for a Capital One card a few months ago. They denied my application because I had no credit whatsoever, but how am I supposed to gain credit if I'm not accepted?

not sure, if you have time here's a lot of types of cards and more:
http://credit-cards.ebookorama.com
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if it helps please remember me :-)
good luck!

This entry was posted on Sunday, November 30th, 2008 at 2:52 am and is filed under First Credit Card. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

8 Responses to “Where can I apply for my first credit card?”

  1. spottedtiger2002 Says:
    November 30th, 2008 at 8:19 am

    Try getting a department store credit card or a gas card. They normally will give credit to those that have never had one before. Also check with your local bank. If you have had a checking and savings account with them for a long period of time they are more likely to extend credit to you as you have an established relationship.
    References :

  2. brendal1358 Says:
    November 30th, 2008 at 8:35 am

    capitol one.
    References :

  3. peteamper Says:
    November 30th, 2008 at 9:22 am

    You can apply at credit unions(DCU, Pentagon Credit union or WAMU etc.).
    Anyway buying a house on credit card is just not posiible
    References :

  4. limgrn_maria Says:
    November 30th, 2008 at 9:30 am

    Store cards are a good place to begin to establish credit, but be responsible about it. Do not spend you entire limit in one shot. Make small purchases once in a while and pay off the balance every month. After doing this for about 6-8 months, you have developed a spending and payment history that can be reveiwed by other lenders. If you are showing a satisfactory pattern you be more sucessful in applying for a VISa or MC.
    References :

  5. Elizabeth B Says:
    November 30th, 2008 at 10:03 am

    You can apply anywhere–the thing about is that you need to watch those magical numbers. If it says "0% APR", you need to make sure that if you miss ONE payment, or pay one payment late, that the APR doesn't jump to something horrible like 29.99%; it sounds horrific, but it happens all the time & all it takes is to miss it one time.
    References :

  6. Harvy S Says:
    November 30th, 2008 at 10:18 am

    Try this place. There is no credit check. You are guaranteed acceptance. It reports to all 3 credit agencies. The limit starts out low, but gets bigger with on time payments. That way you can't build up too much debt before you buy a house.
    http://creditoffernow.com/imaginecard
    References :

  7. terunaz Says:
    November 30th, 2008 at 10:32 am

    not sure, if you have time here's a lot of types of cards and more:
    http://credit-cards.ebookorama.com
    http://finance.ebookorama.com
    http://credit.ebookorama.com
    http://credit-repair.ebookorama.com
    if it helps please remember me :-)
    good luck!
    References :

  8. David D Says:
    November 30th, 2008 at 10:54 am

    There may be something of use here.
    References :
    http://www.credit-cards.jims-info.com/

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