I just got my first full time job and am trying to establish credit. What's the best credit card for me?
I just started my first job and am trying to establish good credit. What is the best credit card out there for me, what should I be looking for and what kind of card can I get with little credit history?
Capital One has cards for people with limited credit history.
You can use this rewards calculator to see which of numerous cards (including Capital One cards) will pay you the most in rewards for your entered spending profile:
http://www.creditcardtuneup.com/
This recommendation assumes that you'll be paying your balance in full each month (which is the best way to use credit cards). By funneling your normal expenses through the card and paying it in full every month, you'll build your credit quickly, avoid interest, and earn great rewards.
Good luck!
January 19th, 2009 at 7:35 pm
visa is ok but Amex will let you accumulate points
References :
January 19th, 2009 at 7:59 pm
Capital One has cards for people with limited credit history.
You can use this rewards calculator to see which of numerous cards (including Capital One cards) will pay you the most in rewards for your entered spending profile:
http://www.creditcardtuneup.com/
This recommendation assumes that you'll be paying your balance in full each month (which is the best way to use credit cards). By funneling your normal expenses through the card and paying it in full every month, you'll build your credit quickly, avoid interest, and earn great rewards.
Good luck!
References :
http://www.uthunk.com/