Category Archives: First Credit Card

How can I apply for the Amazon credit card that saves you $30 on first purchase?

I know it pops up sometimes when you are buying something on Amazon, however I started filling it out and my computer froze so when I tried again it wouldn’t give me the apply now and save $30 off your first purchase offer. It still won’t let me no matter what I pretend to buy. … Continue reading

Can someone explain the entire credit card process;who makes money after my card is swiped? First Data?

I'm looking to see how a company like First Data or Mastercard makes money. I read that JPMorganChase decided to move away from First Data to process their cards. Can someone explain how First Data makes money (not via Western Union)? Am I to understand that they "process" the credit card or debit payment? So … Continue reading

What's better? Paying your low interest, low balance credit card first or your CD with a higher balance?

I have three credit cards with roughly $6,000 combined balanced between them and I'm thinking of paying the one that has the less debt first (which also has the lowest interest rate) and then pay my other two slowly. What I mean is, I'm trying to make more, bigger payments to the credit card that … Continue reading

If I get my first and second credit card, will it affect my credit score?

I am 19 and I want to get my first credit card and possibly a second. Would it affect my credit score by getting 1 or 2? Actually, you are best of by having 3, using all 3 BUT paying the full bill every month for all 3. However, if you are likely to accumulate … Continue reading

What do banks determine when giving a student there first credit card?

If they have no credit scores yet, how do banks determine to give a student there first credit card? they look at job history check out www.fastcreditcardapprovals.com under student cards.

Where can I apply for my first credit card?

I've never had a credit card because my mom has always told me that they just cause problems. But now that I'm looking for a house, there is NO way I can get away with having no credit in my history. How can I get my first credit card? I actually tried applying for a … Continue reading

What's the best way for me to get my first credit card?

My parents credit is ruined so having my name on their cards would only hurt my credit. I do have a checking account at my bank, haven't bounced anything, etc. What should I do to get my first credit card? Whatever you do, please do not sit there and apply for credit card after credit … Continue reading

What is the transparent sticky substance that you find at the back of your credit card when it first comes?

It is at the back of the credit card or any cards that you first get. It affixes the credit card to the cardboard that comes in the envelope from the bank. hot glue from the glue gun

What are some things that I should know about and consider when getting my first credit card?

Hey everyone– I am needing to apply for my first credit card soon to start building some credit. What are some things that I should know about and consider when I am doing this? I am planning on making payments as soon as possible. Where can I find a credit card with an interest rate … Continue reading

I have no credit, how do i go about getting my first credit card?

I'm 18 just graduated from high school, and I would like to apply for a credit card, i have absolutely no credit at all. Where do I go or who do i talk to to apply for a credit card? Any tips on what would be a good first credit card? I would recommend staying … Continue reading