Category Archives: First Credit Card

Do prepaid cards report to credit agencies? We have applied to two "bad credit" credit cards and have been denied because of no history so we were thinking prepaid would be the way to go. Do you all have suggestions for a prepaid card that reports montly to the 3 credit bureaus? I got my … Continue reading

I'm 24 and just bought a new car. I don't really have credit and was being turned down by credit card companies for lack of credit. So my question is once I begin establishing credit, will I get any credit card offers? I don't want or need 3 or 4 credit cards, just 1 main … Continue reading

Is Capital One a good place to get your first credit card or New Millennium Bank. New Millennium Bank Offers me a master card and a visa with a credit limit of 10,000 – 5,000 for visa and 5,000 for master card. Capital One one the other hand does not tell me my credit limit … Continue reading

18 year old University student looking to get first credit card for online shopping. Looking for something with no anual fee and low interest rates.. Which one should i get? Go with a VISA. It’s the most widely used and accepted credit card in the world. Mastercard often has an annual fee and American Express … Continue reading

I currently have no credit and I need a way to rebuild my credit. My bank won't give me a credit card because of my lack of history. How does one go about starting a history, or getting a first credit card so I can start building credit? I am 22, full-time employed (my year … Continue reading

I have 2 credit cards that I’m trying to get paid off. Card A has a balance of about 700 and an interest rate of about 9%. Card B has a balance of around 1700 and a REDICULOUS interest rate of 28%. Which card should I focus on paying off first? Card A has the … Continue reading

Can you can first/last month rent for an apartment with a credit card? sure – you can pull cash off your credit card anytime and pay the landlord – they'll never know you used a credit card – but keep in mind that you'll be charged about 18% interest or higher from your credit card … Continue reading

I am a newly eightteen year old and my mom has been building my credit history for the last two years, so i have phenomial credit history. I am looking for a credit card that has a good rewards program for me. I looked into the american eagle card but it seems like it takes … Continue reading

I am very responsible with how I spend money, so please don't lecture me on how credit cards are so dangerous. I've waited til I felt financially secure enough to get one. I just want one so I can work on establishing credit. I want to make one or two monthly purchases and pay them … Continue reading

My 15 year old daughter applied for a first premier credit card online, and was accepted. This made me very upset because the card is in my name. I called the next day to cancel and the woman said to call back tomorrow because the application is in the middle of prossesing so she can't … Continue reading