Category Archives: First Credit Card

I've been at a store using my credit card and the strip is a little worn out. I've seen countless clerks grab a plastic bag, hold it over the strip and swipe them together. This always works and seems to be common knowledge. I've always wandered why it works and who first thought of it. … Continue reading

I want to get a Credit Card to improve my credit. I make about 14,000 a year, I'm a student. What are the things i should consider and realize? I know you need to pay your balance off eventually but it's always better to pay it off every month, thats what i plan on doing. … Continue reading

I am trying to get a credit card to start establishing credit. I am a college student. What is the best way to try to get one? Or what provider is the best like Mastercard or Visa, etc. I'm having a hard time getting one and co-signing is not an option for me at this … Continue reading

I'm graduating this fall from college and I really want to get out of as much bad debt as I possibly can. I anticipate earning approximately $10000 at my summer job and I'm unsure of which debt to pay off. Should I completely pay off the credit card first, the hospital bills first, or a … Continue reading

Hello there, I have a question regarding managing my credit score. Here's the deal. Last time I checked my score was something of 615, I checked it to get a loan which I got it. The score I got was because of the fact that I was almost maxing out my credit card limit. I … Continue reading

I already receive 3 credit investigation. One at my mobile, on our land phone and last in my office.. Does it mean I'm already approved? I'l just wait for the arrival of my credit card? It depends on the card and the bank issuing it. Most are totally automated and you'll be approved or declined … Continue reading

Ive found one, its got 19.3% apr and no annual fee… Does this sound right for a first credit card? I have absolutley no credit and just need to build it up really… That is very high. If it's the best you can do for a first card, pay it off every month or the … Continue reading

I’m looking to get a great credit card with low interest. I’ve never had a credit card before, but it’s good to have at least one so anybody have any advice? Credit is very tight right now. I will be very difficult to get any credit with bad, or no credit history. If you want … Continue reading

My daughter just turned 18 and is interested in getting a credit card. Which company is the best for someone who has no credit card history. With the recent credit crunch, it appears that more and more credit card companies and banks are getting tougher with applications. No such thing. All credit cards can raise … Continue reading

He only makes a little income. Can he get a credit card that will allow him to earn miles? The best solution is None, until he graduates and starts making enough to pay the nasty thing off every month. It's SO easy to get into debt with credit cards!!! And it's Horrible to try to … Continue reading