Category Archives: First Credit Card

I am 18 years old and I have just started working, so I don't have a credit history.So how can I get my First Credit Card its great to apply for your first credit card in person at your local bank. the chance of approval is increased when your speaking to an account manager. also … Continue reading

i'm in college and looking to establish credit and use my card for everyday buying if needed, and what are about the best providers to go through? Look at that little table on the disclosure they send you, and check to make sure there is no annual fee, and that they provide a grace period … Continue reading

I have a regional gasoline card but no other credit besides the above. Pay off the card in full every month. You also may want to look into getting a secured loan. The mix of credit you have (loans and cards) affects your score.

I am 20 years old and I have been trying to get a credit card with no luck. I even tried those citi cards that are advertised to college students and I was still turned down. I don't know what to do. I have no loans, I don't owe anyone money and I never have, … Continue reading

I'm 19 and I've been using my debit card for about a year now. I applied to get a credit card from my bank (Washington Mutual) but they didn't approve it. Where else should I apply for my first credit card. Everytime I apply for other cards like macy's and Kohl's they don't approve it … Continue reading

Someone fraudulently made a charge against my credit card. The bank said nothing can be done until it posts to my account one month from now. The merchant said I should file a police report and the merchant will provide police with the details of the transaction. You are right. A police report is the … Continue reading

I just got my first credit card and I want to establish good credit in a fairly short amount of time. I don't really want to dig myself into a hole but will paying my credit bill in full every month give me a good credit score? Is there a certain way I can pay … Continue reading

I'm looking to get a credit card here soon to start building credit and was wanting to know how much someone that has no credit history whatsoever is looking to get in credit limit. I know it depends on bank and what not but what is an average for someone in my position? Your credit … Continue reading

I have never had a credit card before and I want one. What are some common things I should watch out for? Are there any offers that look good but actually cost you but don't help in the long term? How can I build and maintain a perfect credit score? Remember – a credit card … Continue reading

I am 20 years old, moved to the US 4 years ago, and just recently received my social security number. I have a savings account at Chase, and a debit card that I hardly ever use. I want to apply for a credit card to start building my credit history. Where should I apply? I … Continue reading