Category Archives: First Credit Card

I'm 19 I've been banking and using a debit card for the last 3 years and finally feel like it would be useful to have a credit card for certain situations. What is the typical spending limit for a first time credit card holder. Btw I'm not planning on maxing it out by any means … Continue reading

I just started my first job and am trying to establish good credit. What is the best credit card out there for me, what should I be looking for and what kind of card can I get with little credit history? Capital One has cards for people with limited credit history. You can use this … Continue reading

I recently started an LLC and would like to start establishing my business credit. What are some good first credit cards to get that will help me establish my business credit? Most I've seen want my personal credit as a co-signer for my business, but I would prefer to stay away from that. I mean, … Continue reading

My limit was $750, and I spent about $735 in the past two months that I have not paid off. I thought I had money coming to me but it never got to me. I'll be able to pay off the card in about 2 weeks so that it's down to about $350, and all … Continue reading

I am 19 years old, a college student, I have a full time job, and so far the only thing on my credit history is 1 year's worth of on-time payments for my vehicle. None late. I'm not interesting in applying for a card because I need it, I am applying because I'd like to … Continue reading

My mother let me use her credit card, I activated my account to the Full Game instead of the trial. Now that it's activated can I get the card off my account and still hae that 1 month until I go get a came card? As long as you are still within your first month … Continue reading

What should I look for when applying for a credit card account? Im mostly going to use it for big time emergencies when im low on cash or something. I dont want it to be high in interest rates and things like that, definitley don't want to be in credit card debt. oh by the … Continue reading

I have been to all the stores (sears, JC Penny, etc) I have also tried applying with my bank and capital one. I can not get approved anywhere. Please, I want to start building my credit and I am only looking to be approved for a small amount. If anyone knows a good first card, … Continue reading

I'm 25, have good credit anyways from loans, and financing purchases, but haven't hard a card yet. Get one that makes you pay in full every month (like American Express.) And use it only if you can pay it off every month. Otherwise it is a black hole that will suck your financial house dry. … Continue reading

Im looking for the best credit card. Im new to credit and never had a credit card before and im 23. I want a really good credit card that wont get me into troble. I need a credit card so i can pay bills when i move out at the end of Jan. I want … Continue reading