Monthly Archives: January 2009

How much is a typical limit for a first credit card?

I'm 19 I've been banking and using a debit card for the last 3 years and finally feel like it would be useful to have a credit card for certain situations. What is the typical spending limit for a first time credit card holder. Btw I'm not planning on maxing it out by any means … Continue reading

I just got my first full time job and am trying to establish credit. What's the best credit card for me?

I just started my first job and am trying to establish good credit. What is the best credit card out there for me, what should I be looking for and what kind of card can I get with little credit history? Capital One has cards for people with limited credit history. You can use this … Continue reading

What is the best Disney rewards credit card out there?

Something flexible without a lot of restrictions. Been looking online and most all I`ve seen have all sorts of crazy fine print. There is only one Official Disney Rewards Card. It is issued by Chase VISA. So not sure what other rewards cards you were looking at. The basic "reward" is 1%, that is for … Continue reading

What's the best rewards credit card introductory offer?

I'm planning a fairly large purchase. I want to open a credit card account to pay for it, but then pay off the balance immediately. I'm trying to maximize the rewards (travel, points, cash back) I get. Also, as a follow-up, if I cancel the account, do I still keep whatever reward points I accrued? … Continue reading

There is interest payable if you take cash from ATM on a credit card, but is it same for cash back from Tesco?

Lets say I buy items for £25 using credit card and take £50 as cashback on same card from any store which provide cash back facility, do they consider as a single transaction of £75 or two transaction 1. Shopping for £25 , 2. Cash withdrawl of £50. If they consider a single transaction, its … Continue reading

What's a good first credit card to get to start establishing business credit?

I recently started an LLC and would like to start establishing my business credit. What are some good first credit cards to get that will help me establish my business credit? Most I've seen want my personal credit as a co-signer for my business, but I would prefer to stay away from that. I mean, … Continue reading

I got a Discover card recently and it has cashback rewards. Up to 1% everyday and then 5% on certain things?

that change every two months (next month starts 5% back on gas, WOOHOO!). I pay my balance off every month if I use it and they have never made any money off of me in finance charges yet I have money coming to me from these cashback deals. I just wonder how it's benefiting them … Continue reading

I just maxed out my first credit card, how bad will this effect my credit rating?

My limit was $750, and I spent about $735 in the past two months that I have not paid off. I thought I had money coming to me but it never got to me. I'll be able to pay off the card in about 2 weeks so that it's down to about $350, and all … Continue reading

I questions about prepaid credit card rewards?

I have greendot i load 100 times a year becuase I use it for online gambling. But that's 500$ and no perks, are their any prepaid visas with some sort of perk? cards.hotusa.org – try this one. You can compare different prepaid credit cards and choose the best one for you.

What is the % cashback that you get w/ a Discover Card??

1% cash back, but looking at their website it also has some more information