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I'm 19 I've been banking and using a debit card for the last 3 years and finally feel like it would be useful to have a credit card for certain situations.
What is the typical spending limit for a first time credit card holder.
Btw I'm not planning on maxing it out by any means but I'm just curious.

credcards.maclenet.com – try this card. As I remember they provide $500 credit line, even for someone who have bad credit

I just started my first job and am trying to establish good credit. What is the best credit card out there for me, what should I be looking for and what kind of card can I get with little credit history?

Capital One has cards for people with limited credit history.
You can use this rewards calculator to see which of numerous cards (including Capital One cards) will pay you the most in rewards for your entered spending profile:
http://www.creditcardtuneup.com/

This recommendation assumes that you'll be paying your balance in full each month (which is the best way to use credit cards). By funneling your normal expenses through the card and paying it in full every month, you'll build your credit quickly, avoid interest, and earn great rewards.

Good luck!

Something flexible without a lot of restrictions. Been looking online and most all I`ve seen have all sorts of crazy fine print.

There is only one Official Disney Rewards Card. It is issued by Chase VISA. So not sure what other rewards cards you were looking at.

The basic "reward" is 1%, that is for Every $100 you spend on the VISA you receive 1 Reward Dollar.

I'm planning a fairly large purchase. I want to open a credit card account to pay for it, but then pay off the balance immediately. I'm trying to maximize the rewards (travel, points, cash back) I get. Also, as a follow-up, if I cancel the account, do I still keep whatever reward points I accrued?

cardnow.undonet.com – try this one. You can compare different credit cards and choose the best one for you.

Lets say I buy items for £25 using credit card and take £50 as cashback on same card from any store which provide cash back facility, do they consider as a single transaction of £75 or two transaction 1. Shopping for £25 , 2. Cash withdrawl of £50. If they consider a single transaction, its intrest free untill my due date otherwise £50 would be considered as cash taken from ATM. I do not know answer yet and thats why its here.

cashback on credit cards is usually not available at checkouts. i assume that it is because of this very reason which you have highlighted.
otherwise it would be next to impossible for the card issuer to differentiate which rate of interest ( normal or cash advance) they must apply to transactions.

I recently started an LLC and would like to start establishing my business credit. What are some good first credit cards to get that will help me establish my business credit? Most I've seen want my personal credit as a co-signer for my business, but I would prefer to stay away from that. I mean, what was the point of forming an LLC if my personal credit was going to be taken into account for everything, right?

Just use the credit card for shopping and pay it in time, and your credit score will grow. Here is some most popular credit card offers to establish credit – cardnow.undonet.com

that change every two months (next month starts 5% back on gas, WOOHOO!). I pay my balance off every month if I use it and they have never made any money off of me in finance charges yet I have money coming to me from these cashback deals. I just wonder how it's benefiting them to have me as a customer.

Do they just hope I let my balance sit at some point? My aunt also has them and does the same thing I do and I imagine a lot of people do. It's actually costing them money to have us as customers…

At some point they'll get me tho because I plan to use the card for home improvements when I buy a house.
I'll have to check into that Citi card. But my aunt uses hers for all her monthly bills that can be paid with a card and racks up her cashback that way. I mean, boat payments, insurance, food, utilities, etc., she's probably getting 1% by February.

When you use your credit card, the place you buy at has to pay Discover a fee (usually small like 1-3%). This is why some places have a minimum purchase amount when using a credit card, because they end up losing money paying fees.

Don't worry those bloodsuckers get their money

I use discover card too, but only on the 5% categories. They only give 0.25% cashback on your first $1,000 in purchases in a calendar year, 0.5% up to $2,500 and only then do you start earning 1%. It stinks because I don' t use mine enough to hit the 1% until July or August. Read the fine print, you may have the same deal…. I switched to Citi with "thank you rewards" and they give me 5% on everything.

My limit was $750, and I spent about $735 in the past two months that I have not paid off. I thought I had money coming to me but it never got to me. I'll be able to pay off the card in about 2 weeks so that it's down to about $350, and all the way off in a month. My credit score now is around 681 according to the thing my credit card company sends me in the mail (some program that is said to help build credit. What will it be in about 2 months, once my bill is paid off?

You don't want to pay the card all the way off. Leave at least 30% on there to optimize your credit. One thing you can do is call the credit company and ask for an increase in your credit limit. Chances are that if you have a 650+ they will give you the increase. Going over the limit does hit your credit score quite a bit. I have seen plenty of credit reports with scores under 600 with 0 lates just because the balances are too high.

I have greendot i load 100 times a year becuase I use it for online gambling. But that's 500$ and no perks, are their any prepaid visas with some sort of perk?

cards.hotusa.org – try this one. You can compare different prepaid credit cards and choose the best one for you.

1% cash back, but looking at their website it also has some more information