Monthly Archives: December 2008

Where can I get a cashback creditcard? I’m a citizen of Belgium (most of these cards are only in the USA).?

hi.my name is bahareh.im from iran .i want to help u but i cant spaek english verry good.im a 17 yaers old girl .this is my id bahareh_a1370

Pay off credit card first or make a purchase first?

Hello there, I have a question regarding managing my credit score. Here's the deal. Last time I checked my score was something of 615, I checked it to get a loan which I got it. The score I got was because of the fact that I was almost maxing out my credit card limit. I … Continue reading

Which rewards credit card is better, Chase Freedom or Citi Diamond Preferred Rewards?

I'm looking into getting a rewards credit card and have narrowed it down to Chase and Citi. I already have a Citi Platinum card, but I'm interested in redeeming points. I do carry a balance, but I pay down the debt timely. Which card is easier/better? Definitely Citibank (Citi). Chase is NOT always forgiving if … Continue reading

Chase Freedom Credit Card – Where to get 3% cashback?

Does anyone have this credit card and if so, which Gas stations or grocery places do you need to go to to get 3% cashback? thanks! Doesn't matter which gas station or grocery store, as long as that retailer codes the transaction such that Chase will be able to detect and credit you accordingly.

How long is the process of application in a credit card? This is my first time to apply one.?

I already receive 3 credit investigation. One at my mobile, on our land phone and last in my office.. Does it mean I'm already approved? I'l just wait for the arrival of my credit card? It depends on the card and the bank issuing it. Most are totally automated and you'll be approved or declined … Continue reading

What is the best credit card for service and utility rewards?

I have credit cards with great rewards for gas grocery , etc they have 5%. Is there some out there with 5% + rewards for cell phone, utilities, etc? There are a few good cards out there that give you great rewards the top two I would have to say are Citibank and Discover but … Continue reading

Is it possible to get cashback with a Prepaid Debit Card?

Yes, at the point of sale terminal (where you swipe your card) you must select debit (instead of credit) and enter you PIN.

What can you expect as far as apr on a first credit card?

Ive found one, its got 19.3% apr and no annual fee… Does this sound right for a first credit card? I have absolutley no credit and just need to build it up really… That is very high. If it's the best you can do for a first card, pay it off every month or the … Continue reading

Should I get another credit card for mileage rewards?

Is it worth it to get another credit card just for the mileage rewards? I need to fly roundtrip once or twice a year from Austin to NYC for school. I currently have 1 platinum visa and 2 store cards. None have balances and all of very high limits. The visa has a 2% cash … Continue reading

Anyone know a cashback credit card that has quarterly (or monthly) expense summaries (ie 25% groc, 10% retail)

Looking for a credit card to help me analyze my expenditures and budget! Have only found business cards that offer this. Besides Amex? I know Amex has some great offers, but since I only want a single card, need to make sure it's most widely accepted (Visa, M/C). Thanks! You might try AMEX's personal cards.