Monthly Archives: December 2008
What is my likely credit limit on my first credit card?
I'm looking to get a credit card here soon to start building credit and was wanting to know how much someone that has no credit history whatsoever is looking to get in credit limit. I know it depends on bank and what not but what is an average for someone in my position? Your credit … Continue reading
I have no credit and I just turned 18. I want to find a rewards credit card that I can earn points?
with my buying everyday items like gas , shopping , clothes. I want to get like 1 dollar for every point. But i have no credit so wat card can i get ?? If you have no credit, you will have to start with a secured credit card. Secured credit cards don't offer rewards.
What is the difference between the Chase Freedom Visa Card and the Chase PerfectCard in terms of cashback?
how do you get the money back? does it have hidden fees? which one is better in general? I don't know which one is better, but I do know that credit cards in general rip you off when it comes to cash back fees and interest rates. http://www.financialgym.org
What are some common mistakes people make when they first get a credit card, and how can I avoid them?
I have never had a credit card before and I want one. What are some common things I should watch out for? Are there any offers that look good but actually cost you but don't help in the long term? How can I build and maintain a perfect credit score? Remember – a credit card … Continue reading
If I get a $150.00 check from my Credit Card's Rewards Program, do I have to declare it on my taxes?
I have an Amazon Chase Credit Card. Also, if I am suposed to declare the $150.00 on my taxes, is there any way the government will find out if I don't declare it? Will Amazon or Chase report the $150.00 to the Government? No, because this is just a return of your own capital. In … Continue reading
On my halifax credit card statement it says i have earned over 1000 cashback points, how do I use these?
I would go to their website or give them a call. As I understand it they usually credit you on the statement.
Where should I apply for my first credit card?
I am 20 years old, moved to the US 4 years ago, and just recently received my social security number. I have a savings account at Chase, and a debit card that I hardly ever use. I want to apply for a credit card to start building my credit history. Where should I apply? I … Continue reading
u s bank called me to apply for a visa college rewards credit card?
Do you guys know if that is legit or not? I gave them all my information and what not. Has this happened to anybody? I can't tell you if it was legit or not because it could be anyone calling you. Just keep in mind that you shouldn't give any information on the phone unless … Continue reading
What is the best Credit Card Reward Program?
I am looking for a new credit card and am just wondering if anybodys nows of the best rewards programs availiable. Anybody now of a high % cashback program card. citi driver's edge options gives 6% on gas, grocery,drug store for first year — after first year it is 3%. The cash can be only … Continue reading
who first thought of using a plastic bag over the credit card strip when it gets worn?
I've been at a store using my credit card and the strip is a little worn out. I've seen countless clerks grab a plastic bag, hold it over the strip and swipe them together. This always works and seems to be common knowledge. I've always wandered why it works and who first thought of it. … Continue reading