Monthly Archives: December 2008
How can I pay my rent and get cash back?
You know how some credit cards have cashback bonuses for purchases? I want to find a way to do that for my rent… But writing cash advance checks don't count towards this, and my landlord doesn't accept credit cards. Does anybody know of a checking account program or billpay system that would give cashback rewards … Continue reading
Where should I apply for my first Credit card?
I'm 19 and I've been using my debit card for about a year now. I applied to get a credit card from my bank (Washington Mutual) but they didn't approve it. Where else should I apply for my first credit card. Everytime I apply for other cards like macy's and Kohl's they don't approve it … Continue reading
Can i set up a way to earn rewards on a credit card by paying all my bills and expenses with it?
Ok, i own a house and do have good credit. I have never been late on a payment. I understand all the risks involved in using credit cards. My goal is to set up automatic payments from all my monthly bills (phone, internet, gas, electric, MORTGAGE, HOA, car, etc.) as well as use my credit … Continue reading
Cashback from visa credit card?
Is it possible to do a cash back transaction in a store from a visa credit card? it is possible, but I don't know of any place that would do that for you. Merchants generally have to pay around two percent on every Visa transaction, so they are not likely to give you any cash … Continue reading
What is the first step when someone uses your credit card fraudulently? should I file a police report?
Someone fraudulently made a charge against my credit card. The bank said nothing can be done until it posts to my account one month from now. The merchant said I should file a police report and the merchant will provide police with the details of the transaction. You are right. A police report is the … Continue reading
Is it Easier to get a basic credit card versus a rewards card?
I have a chapter 7 discharged 7 years ago. I don't want to be filling out offers for credit cards that are hopeless, I also think our credit is better than rock bottom as we have a car pmt thru the credit union and have refinanced our home twice in the past 7 years. We … Continue reading
Chase Freedom just sent me an offer with $100 cashback on first purchase?
That is hard to pass up. Has anybody done this and is there a catch? The card I use now gives me 1.4% back on all purchases with no caps, but I pay it off every month. Look for APR and yearly fees. Do you get free APR for certain amount of time? A good … Continue reading
Whats the best way to pay off my first credit card bills?
I just got my first credit card and I want to establish good credit in a fairly short amount of time. I don't really want to dig myself into a hole but will paying my credit bill in full every month give me a good credit score? Is there a certain way I can pay … Continue reading
What is the best rewards credit card?
I don't want to pay an annual fee – are there any good free ones? Citgo Preferred Visa issued by Citibank: 1% cash back on all purchases, credited automatically to your statement the same month. Chase PerfectCard: 1% back on all purchases, 3% back on gas. Credited automatically to your next month's statement. Uncapped. AT&T … Continue reading
Best credit card for perks? (cashback, etc)?
My husband and I are responsible adults, have excellent credit and always pay our credit cards off in full every month, so we aren't looking for a lecture on how credit cards are bad…they aren't -unless you are irresponsible with them. That said, what is the best credit card out there that offers incentives such … Continue reading