Monthly Archives: November 2008
How do Halifax credit card cashback points work?
What can you use them for? i have 1,330 points, how much is that worth and when is the money added? Do i have to do anything? At the end of each year, the cash value gets added onto your account.
cashback on credit cards?
whenever i use the self checkout at the grocery store i shop at, one of the payment options is credit card with $20, $40, or $60 cashback. what does that mean? i will get that money? will that be charged to my credit card, or will it be withdrawn from my bank account? Yes, you … Continue reading
How do they decide credit limits for your first credit card?
I just applied for my first credit card ever yesterday, and I am hoping to get a credit limit of at least $1,500. I have no credit history whatsoever, I don't have to make a house payment, no dependents, and I make $12.10 an hour working 35-40 hours a week. Would all those factors contribute … Continue reading
What is the best way to get my first credit card to build credit?
I'm a college student and would like to get a credit card (for building up my credit for my future). I have a savings account, and have some money in it. I am also a full time student. I also do not have a job. What is the best and safest way to get my … Continue reading
Which credit card has a better rewards program during a calendar year?
I'm comparing two credit card reward programs. Card #1 offers 5% rewards on supermarket shopping for about 6 months, and 1.5% on all other purchases. For the other 6 months, the rates are 1% on supermarket and .5% on other purchases. Card #2 offers 2% all year on supermarket purchases and 1% on everything else. … Continue reading
Do I have to pay taxes on credit card rewards?
I may already be paying some fees to the credit card company or interest for which I am not really getting any tax break. So if the credit card gives me some rewards, or cash back…its just like they are giving me discount on money I am already paying them. It shouldn't be thought of … Continue reading