Monthly Archives: November 2008

What are some things that I should know about and consider when getting my first credit card?

Hey everyone– I am needing to apply for my first credit card soon to start building some credit. What are some things that I should know about and consider when I am doing this? I am planning on making payments as soon as possible. Where can I find a credit card with an interest rate … Continue reading

How do you like the American Express Bank of America Rewards credit card?

I applied for the Bank of America points credit card with access to World Points and I was wondering how you like it. Does this credit card offer a special points program in addition with World Points and it says Bank of America Rewards? Also have you found AE to be wildly accepted like VISA … Continue reading

What's the maximum Debit Card Cashback withdrawal at supermarkets?

In the UK it is £50 as they must not give more or they would need to register themselves as a bank. They offer this service so that the amount of cash to be carried away each day is as low as possible. The companies that take the cash away charge according to the amount … Continue reading

I have no credit, how do i go about getting my first credit card?

I'm 18 just graduated from high school, and I would like to apply for a credit card, i have absolutely no credit at all. Where do I go or who do i talk to to apply for a credit card? Any tips on what would be a good first credit card? I would recommend staying … Continue reading

I applied for an Amazon Rewards Credit card, not approved immediately..how long will this take?

I wanted a credit card, and to get 30 bucks off my purchase, (This is my first credit card, I’m 19) so I applied for an Amazon Rewards card. They told me they couldn’t tell me whether I was approved yet. If I filled it out this morning, how long will it take for me … Continue reading

Does the Discover More Card Bonus Cashback apply to items on sale?

I read that in order to get the Bonus Cashback you need to select the merchant’s website through www.discovercard.com/shop So once you are at the merchants website, does the cashback apply to all the products, including the ones which are on sale? Also, a complete list of participating merchants(latest) will be helpful to know. Thanks. … Continue reading

On a first credit card, how long until my credit starts to be affected?

I got my first credit card a little over a month ago, and am very anxious to start building my credit score up. I have already made my first payment, on time and in full, and my next statement should be arriving within a few days. I have heard that you have a 3-payment-cycle “grace … Continue reading

What credit card rewards program is best for travel?

I want to take my kids to Disney in 18 months. I don't have a credit card and am trying to figure out which one to get so we can save some $$$ on the trip. Well there are cards that will pay you up to 1.5% on all your spending in general. There are … Continue reading

Is there a way to get cashback with a visa or amex gift card??

I have some unused gift cards of visa and amex, so can i just go to a grocery store and ask for them to charge the card and give me cashback like they would a debit card? another trick is transfer balance from one card to another call second company and tell them it was … Continue reading

When paying a credit card can I first apply payment to the balance (from cash adv) with the higher interest?

Since I am being charged more for the portion of my credit bill from a cash advance, when I make a payment I would like to allocate my payments to pay off the higher interest portion of my credit card balance first. Is that possible. Sadly it's not. That's how credit cards are tricky. Your … Continue reading